Side-by-side · Q2 2026 data
River Bank & Trust vs Fedmont Federal Credit Union
Metric by metric
| Measure | River Bank & Trust | Fedmont Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 42 | 84 (stronger) |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 80 (stronger) | 22 |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 40th | 52nd |
| Total assets | $4.0B | $13.0M |
| Deposits / shares | $3.5B | $11.2M |
| Capital ratio | 9.23% | 13.37% (stronger) |
| Problem loans | 0.48% (stronger) | 0.52% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.49% (stronger) | 0.06% |
| Loans ÷ deposits | 80.5% | 36.1% (stronger) |
| Uninsured deposits | 42.9% | 0.0% (stronger) |
| Offices | 25 | 1 |
| CFPB complaints (3 yrs) | 17 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | — | — |
Fedmont Federal Credit Union has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), River Bank & Trust leads on 2 and Fedmont Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.