Side-by-side · Q2 2026 data
River Bank & Trust vs Max Credit Union
Metric by metric
| Measure | River Bank & Trust | Max Credit Union |
|---|---|---|
| TellerScore | 66 | 89 (stronger) |
| Capital cushion | 42 | 95 (stronger) |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 80 | 84 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 40th | 97th |
| Total assets | $4.0B | $2.4B |
| Deposits / shares | $3.5B | $2.1B |
| Capital ratio | 9.23% | 14.52% (stronger) |
| Problem loans | 0.48% (stronger) | 0.68% |
| Net charge-offs | 0.02% (stronger) | 0.45% |
| Return on assets | 1.49% | 1.60% (stronger) |
| Loans ÷ deposits | 80.5% | 56.2% (stronger) |
| Uninsured deposits | 42.9% | 8.0% (stronger) |
| Offices | 25 | 11 |
| CFPB complaints (3 yrs) | 17 | — |
| Complaints per $1B deposits | 4.8 | — |
| Mortgage denial rate (HMDA) | — | 27.0% |
Max Credit Union has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), River Bank & Trust leads on 2 and Max Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Montgomery, AL
- Prattville, AL
- Millbrook, AL
- Wetumpka, AL