Side-by-side · Q2 2026 data
River City Bank vs Hanmi Bank
Metric by metric
| Measure | River City Bank | Hanmi Bank |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 42 | 67 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 70 | 71 (stronger) |
| Funding & liquidity | 52 (stronger) | 34 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 53rd | 70th |
| Total assets | $6.0B | $8.0B |
| Deposits / shares | $5.4B | $7.0B |
| Capital ratio | 9.22% | 11.71% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 1.26% | 1.28% (stronger) |
| Loans ÷ deposits | 83.7% (stronger) | 93.1% |
| Uninsured deposits | 37.1% (stronger) | 44.8% |
| Offices | 8 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | 6.0% |
Hanmi Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), River City Bank leads on 4 and Hanmi Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.