Side-by-side · Q2 2026 data
River Community Credit Union vs Unite Credit Union
Metric by metric
| Measure | River Community Credit Union | Unite Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 76 (stronger) | 11 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 92nd | 5th |
| Total assets | $30.4M | $23.6M |
| Deposits / shares | $25.4M | $20.7M |
| Capital ratio | 15.83% (stronger) | 11.82% |
| Problem loans | 0.06% (stronger) | 3.42% |
| Net charge-offs | 0.19% (stronger) | 0.66% |
| Return on assets | 1.41% (stronger) | -0.23% |
| Loans ÷ deposits | 78.7% | 49.5% (stronger) |
| Uninsured deposits | 3.1% | 0.1% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Community Credit Union has the higher TellerScore (92 vs 45). On the 7 directional measures above (where higher or lower is clearly better), River Community Credit Union leads on 5 and Unite Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.