Side-by-side · Q2 2026 data
River Falls State Bank vs KeySavings Bank
Metric by metric
| Measure | River Falls State Bank | KeySavings Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 64 (stronger) | 44 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 64 (stronger) | 42 |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 68th | 37th |
| Total assets | $143.2M | $129.5M |
| Deposits / shares | $127.5M | $99.7M |
| Capital ratio | 11.40% (stronger) | 9.38% |
| Problem loans | 0.21% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 1.10% (stronger) | 0.55% |
| Loans ÷ deposits | 80.5% | 78.8% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 13.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.6% | — |
River Falls State Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), River Falls State Bank leads on 5 and KeySavings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.