Side-by-side · Q2 2026 data
River Region Federal Credit Union vs 705 Federal Credit Union
Credit union
River Region Federal Credit Union
Lutcher, Louisiana · Under $100 million in assets
Credit union
705 Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | River Region Federal Credit Union | 705 Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 29 |
| Loan quality | 21 | 32 (stronger) |
| Earnings | 39 (stronger) | 29 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 61 |
| Peer percentile | 36th | 3rd |
| Total assets | $42.0M | $43.0M |
| Deposits / shares | $33.7M | $39.1M |
| Capital ratio | 19.63% (stronger) | 7.91% |
| Problem loans | 2.38% | 2.03% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.54% |
| Return on assets | 0.47% (stronger) | 0.23% |
| Loans ÷ deposits | 26.9% (stronger) | 77.2% |
| Uninsured deposits | 0.0% (stronger) | 10.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Region Federal Credit Union has the higher TellerScore (68 vs 41). On the 7 directional measures above (where higher or lower is clearly better), River Region Federal Credit Union leads on 6 and 705 Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.