Side-by-side · Q2 2026 data
River Valley Community Bank vs Self-Help Federal Credit Union
Metric by metric
| Measure | River Valley Community Bank | Self-Help Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 47 (stronger) | 35 |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 29th | 70th |
| Total assets | $793.1M | $2.4B |
| Deposits / shares | $704.9M | $1.8B |
| Capital ratio | 8.73% | 25.18% (stronger) |
| Problem loans | 0.00% (stronger) | 1.01% |
| Net charge-offs | 0.04% (stronger) | 0.17% |
| Return on assets | 0.67% (stronger) | 0.37% |
| Loans ÷ deposits | 56.8% (stronger) | 90.7% |
| Uninsured deposits | 49.2% | 10.9% (stronger) |
| Offices | 5 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.4% |
Self-Help Federal Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), River Valley Community Bank leads on 4 and Self-Help Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.