Side-by-side · Q2 2026 data
River Valley Community Federal Credit Union vs Alcoa Community Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | River Valley Community Federal Credit Union | Alcoa Community Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 53 |
| Capital cushion | 89 (stronger) | 27 |
| Loan quality | 58 | 83 (stronger) |
| Earnings | 62 (stronger) | 24 |
| Funding & liquidity | 80 (stronger) | 71 |
| Problem-loan coverage | 85 | 89 (stronger) |
| Peer percentile | 49th | 12th |
| Total assets | $64.3M | $69.5M |
| Deposits / shares | $55.0M | $63.1M |
| Capital ratio | 13.91% (stronger) | 7.73% |
| Problem loans | 1.25% | 0.52% (stronger) |
| Net charge-offs | 0.45% | 0.03% (stronger) |
| Return on assets | 1.04% (stronger) | 0.10% |
| Loans ÷ deposits | 80.7% (stronger) | 89.2% |
| Uninsured deposits | 1.5% (stronger) | 6.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Community Federal Credit Union has the higher TellerScore (74 vs 53). On the 7 directional measures above (where higher or lower is clearly better), River Valley Community Federal Credit Union leads on 5 and Alcoa Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.