Side-by-side · Q2 2026 data
River Valley Community Federal Credit Union vs Baptist Health Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Credit union
Baptist Health Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | River Valley Community Federal Credit Union | Baptist Health Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 58 (stronger) | 39 |
| Earnings | 62 (stronger) | 19 |
| Funding & liquidity | 80 | 83 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 49th | 30th |
| Total assets | $64.3M | $45.4M |
| Deposits / shares | $55.0M | $34.6M |
| Capital ratio | 13.91% | 23.55% (stronger) |
| Problem loans | 1.25% (stronger) | 1.84% |
| Net charge-offs | 0.45% (stronger) | 1.20% |
| Return on assets | 1.04% (stronger) | -0.02% |
| Loans ÷ deposits | 80.7% | 77.6% (stronger) |
| Uninsured deposits | 1.5% (stronger) | 2.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Community Federal Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), River Valley Community Federal Credit Union leads on 5 and Baptist Health Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.