Side-by-side · Q2 2026 data
River Valley Community Federal Credit Union vs Pine Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Metric by metric
| Measure | River Valley Community Federal Credit Union | Pine Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 58 (stronger) | 50 |
| Earnings | 62 | 66 (stronger) |
| Funding & liquidity | 80 | 97 (stronger) |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 49th | 65th |
| Total assets | $64.3M | $62.8M |
| Deposits / shares | $55.0M | $47.3M |
| Capital ratio | 13.91% | 24.54% (stronger) |
| Problem loans | 1.25% (stronger) | 1.49% |
| Net charge-offs | 0.45% (stronger) | 0.70% |
| Return on assets | 1.04% | 1.14% (stronger) |
| Loans ÷ deposits | 80.7% | 62.9% (stronger) |
| Uninsured deposits | 1.5% (stronger) | 7.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pine Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River Valley Community Federal Credit Union leads on 3 and Pine Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.