Side-by-side · Q2 2026 data
River Valley Credit Union vs Community Choice Credit Union
Metric by metric
| Measure | River Valley Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 64 | 77 (stronger) |
| Loan quality | 65 | 81 (stronger) |
| Earnings | 54 | 81 (stronger) |
| Funding & liquidity | 98 (stronger) | 65 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 51st | 76th |
| Total assets | $119.3M | $922.9M |
| Deposits / shares | $105.0M | $783.5M |
| Capital ratio | 11.43% | 12.74% (stronger) |
| Problem loans | 1.05% | 0.57% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.31% |
| Return on assets | 0.86% | 1.53% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 94.9% |
| Uninsured deposits | 14.8% | 4.7% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Choice Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 2 and Community Choice Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.