Side-by-side · Q2 2026 data
River Valley Credit Union vs Midland Credit Union
Metric by metric
| Measure | River Valley Credit Union | Midland Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 64 | 69 (stronger) |
| Loan quality | 65 | 80 (stronger) |
| Earnings | 54 | 63 (stronger) |
| Funding & liquidity | 98 (stronger) | 80 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 51st | 66th |
| Total assets | $119.3M | $101.2M |
| Deposits / shares | $105.0M | $84.3M |
| Capital ratio | 11.43% | 11.85% (stronger) |
| Problem loans | 1.05% | 0.60% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.50% |
| Return on assets | 0.86% | 1.08% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 80.1% |
| Uninsured deposits | 14.8% | 2.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 2 and Midland Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.