Side-by-side · Q2 2026 data
River Valley Credit Union vs Preferred Credit Union
Metric by metric
| Measure | River Valley Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 71 | 93 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 48 | 64 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 63rd | 91st |
| Total assets | $124.0M | $318.1M |
| Deposits / shares | $107.5M | $270.6M |
| Capital ratio | 12.13% | 14.25% (stronger) |
| Problem loans | 0.63% | 0.37% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.47% |
| Return on assets | 0.71% | 1.11% (stronger) |
| Loans ÷ deposits | 68.6% | 58.2% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 3.1% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 2 and Preferred Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.