Side-by-side · Q2 2026 data
River Valley Credit Union vs Total Community Credit Union
Metric by metric
| Measure | River Valley Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 74 | 97 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 48 | 100 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 63rd | 99th |
| Total assets | $124.0M | $111.3M |
| Deposits / shares | $107.5M | $93.9M |
| Capital ratio | 12.13% | 15.29% (stronger) |
| Problem loans | 0.63% | 0.36% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.38% |
| Return on assets | 0.71% | 2.04% (stronger) |
| Loans ÷ deposits | 68.6% | 46.4% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 2.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 74). On the 7 directional measures above (where higher or lower is clearly better), River Valley Credit Union leads on 2 and Total Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.