Side-by-side · Q2 2026 data
River Works Credit Union vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | River Works Credit Union | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 57 | 94 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 42 | 92 (stronger) |
| Funding & liquidity | 63 | 99 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 14th | 98th |
| Total assets | $192.9M | $230.3M |
| Deposits / shares | $173.6M | $188.5M |
| Capital ratio | 9.16% | 19.74% (stronger) |
| Problem loans | 0.82% | 0.45% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 0.54% | 1.79% (stronger) |
| Loans ÷ deposits | 93.5% | 61.6% (stronger) |
| Uninsured deposits | 18.7% | 12.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 57). On the 7 directional measures above (where higher or lower is clearly better), River Works Credit Union leads on 1 and Greater Springfield Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.