TellerScore

Side-by-side · Q2 2026 data

River Works Credit Union vs Naveo Credit Union

Credit union

River Works Credit Union

Lynn, Massachusetts · $100 million – $1 billion

57of 100
Moderate

Credit union

Naveo Credit Union

Somerville, Massachusetts · $100 million – $1 billion

62of 100
Moderate

Metric by metric

MeasureRiver Works Credit UnionNaveo Credit Union
TellerScore5762 (stronger)
Capital cushion42 (stronger)36
Loan quality7387 (stronger)
Earnings42 (stronger)34
Funding & liquidity6386 (stronger)
Problem-loan coverage8594 (stronger)
Peer percentile14th26th
Total assets$192.9M$176.3M
Deposits / shares$173.6M$151.4M
Capital ratio9.16% (stronger)8.57%
Problem loans0.82%0.39% (stronger)
Net charge-offs-0.02% (stronger)0.02%
Return on assets0.54% (stronger)0.36%
Loans ÷ deposits93.5%74.3% (stronger)
Uninsured deposits18.7%9.1% (stronger)
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Naveo Credit Union has the higher TellerScore (62 vs 57). On the 7 directional measures above (where higher or lower is clearly better), River Works Credit Union leads on 3 and Naveo Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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