Side-by-side · Q2 2026 data
RiverBank vs Cheney Federal Credit Union
Metric by metric
| Measure | RiverBank | Cheney Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 50 |
| Loan quality | 90 (stronger) | 82 |
| Earnings | 91 (stronger) | 44 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 68th | 48th |
| Total assets | $310.2M | $147.9M |
| Deposits / shares | $275.2M | $131.8M |
| Capital ratio | 11.34% (stronger) | 10.01% |
| Problem loans | 0.31% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.78% (stronger) | 0.60% |
| Loans ÷ deposits | 85.8% | 57.6% (stronger) |
| Uninsured deposits | 35.8% | 5.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
RiverBank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), RiverBank leads on 5 and Cheney Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.