Side-by-side · Q2 2026 data
RiverBank vs Commencement Bank
Metric by metric
| Measure | RiverBank | Commencement Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 69 |
| Capital cushion | 63 (stronger) | 53 |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 91 (stronger) | 60 |
| Funding & liquidity | 51 (stronger) | 45 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 68th | 40th |
| Total assets | $310.2M | $739.6M |
| Deposits / shares | $275.2M | $660.2M |
| Capital ratio | 11.34% (stronger) | 10.30% |
| Problem loans | 0.31% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.78% (stronger) | 0.99% |
| Loans ÷ deposits | 85.8% | 83.3% (stronger) |
| Uninsured deposits | 35.8% (stronger) | 44.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
RiverBank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), RiverBank leads on 5 and Commencement Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.