Side-by-side · Q2 2026 data
RiverBank vs Delta Schools Federal Credit Union
Credit union
Delta Schools Federal Credit Union
Antioch, California · Under $100 million in assets
Metric by metric
| Measure | RiverBank | Delta Schools Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 91 (stronger) | 67 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $310.2M | $66.5M |
| Deposits / shares | $275.2M | $59.0M |
| Capital ratio | 11.34% (stronger) | 10.74% |
| Problem loans | 0.31% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.78% (stronger) | 1.18% |
| Loans ÷ deposits | 85.8% | 49.9% (stronger) |
| Uninsured deposits | 35.8% | 0.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Schools Federal Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), RiverBank leads on 3 and Delta Schools Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.