Side-by-side · Q2 2026 data
RiverBank vs Responders Emergency Services Credit Union
Credit union
Responders Emergency Services Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | RiverBank | Responders Emergency Services Credit Union |
|---|---|---|
| TellerScore | 77 | 87 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 91 (stronger) | 40 |
| Funding & liquidity | 51 | 91 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 68th | 83rd |
| Total assets | $310.2M | $56.2M |
| Deposits / shares | $275.2M | $46.3M |
| Capital ratio | 11.34% | 17.32% (stronger) |
| Problem loans | 0.31% | 0.01% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.78% (stronger) | 0.50% |
| Loans ÷ deposits | 85.8% | 69.3% (stronger) |
| Uninsured deposits | 35.8% | 7.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Responders Emergency Services Credit Union has the higher TellerScore (87 vs 77). On the 7 directional measures above (where higher or lower is clearly better), RiverBank leads on 1 and Responders Emergency Services Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.