Side-by-side · Q2 2026 data
RiverHills Bank vs New Carlisle Federal Savings Bank
Metric by metric
| Measure | RiverHills Bank | New Carlisle Federal Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 49 |
| Capital cushion | 57 (stronger) | 34 |
| Loan quality | 96 (stronger) | 41 |
| Earnings | 67 | 68 (stronger) |
| Funding & liquidity | 61 (stronger) | 53 |
| Problem-loan coverage | 98 (stronger) | 66 |
| Peer percentile | 53rd | 6th |
| Total assets | $340.8M | $330.5M |
| Deposits / shares | $294.4M | $259.7M |
| Capital ratio | 10.69% (stronger) | 8.42% |
| Problem loans | 0.12% (stronger) | 1.78% |
| Net charge-offs | 0.00% (stronger) | 0.39% |
| Return on assets | 1.16% | 1.20% (stronger) |
| Loans ÷ deposits | 96.2% (stronger) | 107.4% |
| Uninsured deposits | 17.6% | 14.4% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
RiverHills Bank has the higher TellerScore (73 vs 49). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 5 and New Carlisle Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.