Side-by-side · Q2 2026 data
RiverHills Bank vs Delta Bank
Metric by metric
| Measure | RiverHills Bank | Delta Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 75 (stronger) | 50 |
| Loan quality | 79 (stronger) | 65 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 66 (stronger) | 54 |
| Problem-loan coverage | 94 (stronger) | 83 |
| Peer percentile | 82nd | 34th |
| Total assets | $445.2M | $632.0M |
| Deposits / shares | $387.6M | $558.5M |
| Capital ratio | 12.54% (stronger) | 10.04% |
| Problem loans | 0.64% (stronger) | 1.04% |
| Net charge-offs | -0.11% (stronger) | 0.02% |
| Return on assets | 2.07% (stronger) | 1.93% |
| Loans ÷ deposits | 66.5% (stronger) | 84.3% |
| Uninsured deposits | 40.3% | 34.5% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
RiverHills Bank has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 6 and Delta Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.