Side-by-side · Q2 2026 data
RiverHills Bank vs Tensas State Bank
Metric by metric
| Measure | RiverHills Bank | Tensas State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 75 | 89 (stronger) |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 66 | 74 (stronger) |
| Problem-loan coverage | 94 (stronger) | 61 |
| Peer percentile | 82nd | 17th |
| Total assets | $445.2M | $185.5M |
| Deposits / shares | $387.6M | $158.5M |
| Capital ratio | 12.54% | 13.87% (stronger) |
| Problem loans | 0.64% (stronger) | 3.43% |
| Net charge-offs | -0.11% (stronger) | 0.39% |
| Return on assets | 2.07% (stronger) | 1.34% |
| Loans ÷ deposits | 66.5% (stronger) | 75.2% |
| Uninsured deposits | 40.3% | 25.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
RiverHills Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 5 and Tensas State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.