Headquartered in Newellton, Louisiana, Tensas State Bank is a state-chartered bank with $185.5M in total assets and $158.5M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1922.
Tensas State Bank has a TellerScore of 59 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 79th. Capital cushion contributes the most (89/100, 13.87%); loan quality contributes the least (0/100, 3.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (66 → 59), mostly because the loan quality component weakened by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 60 |
| Q2 2025 | 66 |
| Q3 2025 | 61 |
| Q4 2025 | 73 |
| Q1 2026 | 70 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.69% |
| Q3 2024 | 13.46% |
| Q4 2024 | 13.56% |
| Q1 2025 | 14.02% |
| Q2 2025 | 13.99% |
| Q3 2025 | 13.54% |
| Q4 2025 | 13.65% |
| Q1 2026 | 13.80% |
| Q2 2026 | 13.87% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 2.23% |
| Q4 2024 | 2.15% |
| Q1 2025 | 2.82% |
| Q2 2025 | 2.14% |
| Q3 2025 | 2.47% |
| Q4 2025 | 1.31% |
| Q1 2026 | 1.91% |
| Q2 2026 | 3.43% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.64% |
| Q3 2024 | 1.39% |
| Q4 2024 | 1.37% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.07% |
| Q3 2025 | 1.05% |
| Q4 2025 | 1.07% |
| Q1 2026 | 1.34% |
| Q2 2026 | 1.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $185.5M | 13.87% | 3.43% | 1.34% | 75.2% |
| Q1 2026 | 70 | $184.5M | 13.80% | 1.91% | 1.34% | 68.7% |
| Q4 2025 | 73 | $185.3M | 13.65% | 1.31% | 1.07% | 68.3% |
| Q3 2025 | 61 | $185.2M | 13.54% | 2.47% | 1.05% | 70.6% |
| Q2 2025 | 66 | $183.5M | 13.99% | 2.14% | 1.07% | 74.9% |
| Q1 2025 | 60 | $179.8M | 14.02% | 2.82% | 1.05% | 70.0% |
| Q4 2024 | 67 | $182.5M | 13.56% | 2.15% | 1.37% | 67.6% |
| Q3 2024 | 67 | $183.4M | 13.46% | 2.23% | 1.39% | 68.5% |
| Q2 2024 | 75 | $178.5M | 13.69% | 1.63% | 1.64% | 71.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank & Trust CompanyBank Covington, LA | 41 out of 100, Below average | $183.7M | 11.1% | 7.15% | vs |
| Feliciana Bank & Trust CompanyBank Clinton, LA | 75 out of 100, Strong | $180.4M | 11.8% | 0.69% | vs |
| Bank of Sunset and Trust CompanyBank Sunset, LA | 76 out of 100, Strong | $192.3M | 11.4% | 0.58% | vs |
| South Lafourche Bank & Trust CompanyBank Larose, LA | 38 out of 100, Low | $177.5M | 11.7% | 6.95% | vs |
| Farmers State Bank & Trust Co.Bank Church Point, LA | 56 out of 100, Moderate | $174.7M | 9.1% | 2.76% | vs |
| Simmesport State BankBank Simmesport, LA | 54 out of 100, Below average | $198.5M | 12.3% | 3.15% | vs |
Deposit insurance
Is my money safe at Tensas State Bank?
Yes. Tensas State Bank is an FDIC-insured institution (FDIC certificate #8533). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($39.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Tensas State Bank lists 4 offices in 4 cities. Most locations:
- Newellton, LA (1)
- St. Joseph, LA (1)
- Tallulah, LA (1)
- Vidalia, LA (1)
Identity & history
Profile
- Legal name
- Tensas State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 8533
- RSSD ID
- 134455
- Primary regulator
- FDIC
- Holding company
- Tensas Bancshares Inc
- Established
- January 1, 1922
- Headquarters
- 307 Verona Street, Newellton, LA 71357
- Website
- www.tensas.com
- Employees
- 25
Quick answers
Tensas State Bank: common questions
Is Tensas State Bank FDIC insured?
Yes. Tensas State Bank is an FDIC-insured institution (FDIC certificate #8533). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Tensas State Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Tensas State Bank ever failed?
There is no failure record for FDIC certificate #8533 in the FDIC failed bank list.
How many branches does Tensas State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newellton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mutual Federal Credit UnionCredit union Vicksburg, MS | 84 out of 100, Strong | $528.5M | 14.0% | 1.08% | vs |
| RiverHills BankBank Vicksburg, MS | 82 out of 100, Strong | $445.2M | 12.5% | 0.64% | vs |
| District 58 Federal Credit UnionCredit union Chase, LA | 80 out of 100, Strong | $6.1M | 16.2% | 0.48% | vs |
| Riverland Federal Credit UnionCredit union New Orleans, LA | 78 out of 100, Strong | $319.7M | 15.8% | 0.55% | vs |
| Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS | 77 out of 100, Strong | $12.0M | 32.8% | 0.52% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |