Side-by-side · Q2 2026 data
RiverHills Bank vs Vickswood Federal Credit Union
Credit union
Vickswood Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | RiverHills Bank | Vickswood Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 94 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 82nd | 95th |
| Total assets | $445.2M | $11.5M |
| Deposits / shares | $387.6M | $8.4M |
| Capital ratio | 12.54% | 25.81% (stronger) |
| Problem loans | 0.64% | 0.00% (stronger) |
| Net charge-offs | -0.11% (stronger) | -0.01% |
| Return on assets | 2.07% (stronger) | 1.22% |
| Loans ÷ deposits | 66.5% | 60.5% (stronger) |
| Uninsured deposits | 40.3% | 0.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.1% | — |
Vickswood Federal Credit Union has the higher TellerScore (94 vs 82). On the 7 directional measures above (where higher or lower is clearly better), RiverHills Bank leads on 2 and Vickswood Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.