TellerScore

Headquartered in Vicksburg, Mississippi, Vickswood Federal Credit Union is a federal credit union with $11.5M in total assets and $8.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1967.

Vickswood Federal Credit Union has a TellerScore of 94 out of 100 (very strong) based on Q2 2026 data — higher than 95% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 4th. Capital cushion contributes the most (100/100, 25.81%); earnings contributes the least (69/100, 1.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.81%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings69/100
Return on assets (annualized): 1.22%
Funding & liquidity100/100
Loans ÷ shares: 60.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 94).

TellerScore
899295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202490
Q3 202489
Q4 202492
Q1 202590
Q2 202595
Q3 202595
Q4 202595
Q1 202693
Q2 202694
Net worth ratio
7.00%16.49%25.98%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202423.05%
Q3 202424.07%
Q4 202423.98%
Q1 202523.68%
Q2 202524.14%
Q3 202525.49%
Q4 202525.98%
Q1 202625.49%
Q2 202625.81%
Delinquent loans (60+ days)
0.00%0.12%0.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.15%
Q4 20240.12%
Q1 20250.23%
Q2 20250.04%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.75%1.10%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.75%
Q3 20240.89%
Q4 20241.09%
Q1 20251.02%
Q2 20251.45%
Q3 20251.33%
Q4 20251.40%
Q1 20261.10%
Q2 20261.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$11.5M25.81%0.00%1.22%60.5%
Q1 202693$11.5M25.49%0.00%1.10%57.3%
Q4 202595$11.1M25.98%0.00%1.40%60.4%
Q3 202595$11.2M25.49%0.00%1.33%60.7%
Q2 202595$11.6M24.14%0.04%1.45%57.6%
Q1 202590$11.7M23.68%0.23%1.02%57.4%
Q4 202492$11.4M23.98%0.12%1.09%62.1%
Q3 202489$11.2M24.07%0.15%0.89%65.0%
Q2 202490$11.5M23.05%0.00%0.75%61.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.81%
90th
Problem loans0.00%
94th
Net charge-offs-0.01%
87th
Return on assets1.22%
77th
Loans to deposits60.5%
47th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Mississippi

InstitutionScoreAssetsCapitalProblem loansCompare
First Unity Federal Credit UnionCredit union McComb, MS58 out of 100, Moderate$11.7M14.0%26.52%vs
Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS77 out of 100, Strong$12.0M32.8%0.52%vs
Biloxi Teachers Federal Credit UnionCredit union Biloxi, MS83 out of 100, Strong$12.1M11.9%0.25%vs
Healthplus Federal Credit UnionCredit union Jackson, MS24 out of 100, Low$10.5M8.3%8.53%vs
Mississippi Dhs Federal Credit UnionCredit union Jackson, MS58 out of 100, Moderate$10.5M13.2%1.79%vs
Mississippi Highway Safty Pat Federal Credit UnionCredit union Jackson, MS69 out of 100, Moderate$13.1M28.4%6.62%vs

Deposit insurance

Is my money safe at Vickswood Federal Credit Union?

Yes. Vickswood Federal Credit Union is a federally insured credit union (NCUA charter #24876). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Vickswood Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Vickswood Federal Credit Union
Type
Federal credit union
NCUA charter #
24876
RSSD ID
804196
Primary regulator
NCUA
Established
1967
Headquarters
PO Box 820240, Vicksburg, MS 39182
Employees
4

Quick answers

Vickswood Federal Credit Union: common questions

Is Vickswood Federal Credit Union NCUA insured?

Yes. Vickswood Federal Credit Union is a federally insured credit union (NCUA charter #24876). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Vickswood Federal Credit Union's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Vickswood Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Vicksburg

InstitutionScoreAssetsCapitalProblem loansCompare
Merchants and Planters BankBank Raymond, MS91 out of 100, Very strong$199.0M18.2%0.00%vs
Mutual Federal Credit UnionCredit union Vicksburg, MS84 out of 100, Strong$528.5M14.0%1.08%vs
RiverHills BankBank Vicksburg, MS82 out of 100, Strong$445.2M12.5%0.64%vs
Vicksburg Railroad Federal Credit UnionCredit union Vicksburg, MS77 out of 100, Strong$12.0M32.8%0.52%vs
Planters Bank & Trust CompanyBank Indianola, MS71 out of 100, Strong$2.7B11.2%0.61%vs
Delta BankBank Vidalia, LA67 out of 100, Moderate$632.0M10.0%1.04%vs