Side-by-side · Q2 2026 data
Riverland Federal Credit Union vs Mutual Federal Credit Union
Metric by metric
| Measure | Riverland Federal Credit Union | Mutual Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 82 (stronger) | 64 |
| Earnings | 48 | 88 (stronger) |
| Funding & liquidity | 57 | 96 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 74th | 86th |
| Total assets | $319.7M | $528.5M |
| Deposits / shares | $248.1M | $458.9M |
| Capital ratio | 15.84% (stronger) | 13.98% |
| Problem loans | 0.55% (stronger) | 1.08% |
| Net charge-offs | 0.66% (stronger) | 0.85% |
| Return on assets | 0.70% | 1.69% (stronger) |
| Loans ÷ deposits | 103.0% | 64.1% (stronger) |
| Uninsured deposits | 6.0% | 5.4% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
Mutual Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Riverland Federal Credit Union leads on 3 and Mutual Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.