TellerScore

Headquartered in New Orleans, Louisiana, Riverland Federal Credit Union is a federal credit union with $319.7M in total assets and $248.1M in member shares and deposits as of Q2 2026. It operates 8 offices across 3 states. Its charter dates back to 1978.

Based on its Q2 2026 filing, Riverland Federal Credit Union scores 78/100, which we describe as strong. That is higher than 74% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 43rd. Its strongest component is capital cushion (100/100; 15.84%), and its lowest is earnings (48/100; 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.84%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.55%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity57/100
Loans ÷ shares: 103.0% · 6.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.91%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (74 → 78), mostly because the loan quality component improved by 11 points.

TellerScore
747678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202477
Q1 202577
Q2 202574
Q3 202576
Q4 202575
Q1 202675
Q2 202678
Net worth ratio
7.00%11.42%15.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.09%
Q3 202413.51%
Q4 202413.50%
Q1 202513.75%
Q2 202514.15%
Q3 202514.55%
Q4 202514.52%
Q1 202614.58%
Q2 202615.84%
Delinquent loans (60+ days)
0.54%0.72%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.57%
Q3 20240.65%
Q4 20240.54%
Q1 20250.59%
Q2 20250.88%
Q3 20250.72%
Q4 20250.90%
Q1 20260.68%
Q2 20260.55%
Return on assets
0.60%0.92%1.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.22%
Q3 20241.18%
Q4 20241.23%
Q1 20251.05%
Q2 20250.91%
Q3 20250.98%
Q4 20251.08%
Q1 20260.60%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$319.7M15.84%0.55%0.70%103.0%
Q1 202675$326.2M14.58%0.68%0.60%100.3%
Q4 202575$310.9M14.52%0.90%1.08%108.5%
Q3 202576$303.7M14.55%0.72%0.98%111.4%
Q2 202574$306.5M14.15%0.88%0.91%108.7%
Q1 202577$318.1M13.75%0.59%1.05%100.6%
Q4 202477$311.6M13.50%0.54%1.23%105.2%
Q3 202476$304.9M13.51%0.65%1.18%105.2%
Q2 202476$311.2M13.09%0.57%1.22%106.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.84%
89th
Problem loans0.55%
60th
Net charge-offs0.66%
22nd
Return on assets0.70%
47th
Loans to deposits103.0%
2nd
Uninsured deposits6.0%
49th
Loan-loss reserves0.00%
50th
Texas ratio2.9%
63rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
The New Orleans Firemen'S Federal Credit UnionCredit union Metairie, LA58 out of 100, Moderate$283.9M11.7%1.19%vs
Aneca Federal Credit UnionCredit union Shreveport, LA63 out of 100, Moderate$274.0M12.5%1.21%vs
Meritus Federal Credit UnionCredit union Lafayette, LA68 out of 100, Moderate$246.0M13.2%0.67%vs
Bossier Federal Credit UnionCredit union Bossier City, LA54 out of 100, Below average$245.4M10.6%2.25%vs
Essential Credit UnionCredit union Baton Rouge, LA50 out of 100, Below average$434.2M9.1%1.45%vs
Cse Federal Credit UnionCredit union Lake Charles, LA65 out of 100, Moderate$446.2M11.3%1.16%vs

Deposit insurance

Is my money safe at Riverland Federal Credit Union?

Yes. Riverland Federal Credit Union is a federally insured credit union (NCUA charter #24860). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($14.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Riverland Federal Credit Union lists 8 offices in 8 cities across 3 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Riverland Federal Credit Union reported 36 home-loan applications under HMDA (LEI 5493004U68X0X5LVHY72): 22 originated ($8,380,000 total), 6 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Riverland Federal Credit Union
Type
Federal credit union
NCUA charter #
24860
RSSD ID
4697
Primary regulator
NCUA
Established
1978
Headquarters
639 Loyola Ave Ste 220, New Orleans, LA 70113
Employees
62

Quick answers

Riverland Federal Credit Union: common questions

Is Riverland Federal Credit Union NCUA insured?

Yes. Riverland Federal Credit Union is a federally insured credit union (NCUA charter #24860). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Riverland Federal Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Riverland Federal Credit Union have?

8 offices as of the latest NCUA data, in 3 states.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
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Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
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