Side-by-side · Q2 2026 data
Riverland Federal Credit Union vs Vicksburg Railroad Federal Credit Union
Credit union
Vicksburg Railroad Federal Credit Union
Vicksburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Riverland Federal Credit Union | Vicksburg Railroad Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 48 (stronger) | 30 |
| Funding & liquidity | 57 | 71 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 74th | 57th |
| Total assets | $319.7M | $12.0M |
| Deposits / shares | $248.1M | $8.0M |
| Capital ratio | 15.84% | 32.83% (stronger) |
| Problem loans | 0.55% | 0.52% (stronger) |
| Net charge-offs | 0.66% | 0.11% (stronger) |
| Return on assets | 0.70% (stronger) | 0.26% |
| Loans ÷ deposits | 103.0% | 89.7% (stronger) |
| Uninsured deposits | 6.0% | 5.3% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
Riverland Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Riverland Federal Credit Union leads on 2 and Vicksburg Railroad Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.