Side-by-side · Q2 2026 data
Riverside Bank vs Community State Bank
Metric by metric
| Measure | Riverside Bank | Community State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 73 (stronger) | 50 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 65 (stronger) | 53 |
| Funding & liquidity | 41 | 58 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 56th | 37th |
| Total assets | $73.9M | $89.8M |
| Deposits / shares | $56.6M | $76.3M |
| Capital ratio | 12.29% (stronger) | 9.98% |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.12% (stronger) | 0.83% |
| Loans ÷ deposits | 110.2% | 102.4% (stronger) |
| Uninsured deposits | 22.9% | 10.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Bank has the higher TellerScore (76 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Riverside Bank leads on 3 and Community State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.