Side-by-side · Q2 2026 data
Riverside Bank vs The Citizens Bank
Metric by metric
| Measure | Riverside Bank | The Citizens Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 73 (stronger) | 39 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 65 | 82 (stronger) |
| Funding & liquidity | 41 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 56th | 58th |
| Total assets | $73.9M | $1.6B |
| Deposits / shares | $56.6M | $1.5B |
| Capital ratio | 12.29% (stronger) | 8.87% |
| Problem loans | 0.04% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 1.12% | 1.55% (stronger) |
| Loans ÷ deposits | 110.2% | 85.2% (stronger) |
| Uninsured deposits | 22.9% | 22.8% (stronger) |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Riverside Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Riverside Bank leads on 4 and The Citizens Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.