Side-by-side · Q2 2026 data
Riverside Savings Bank, SSB vs Atlantic Union Bank
Metric by metric
| Measure | Riverside Savings Bank, SSB | Atlantic Union Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 38 | 85 (stronger) |
| Funding & liquidity | 79 (stronger) | 44 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 76th | 83rd |
| Total assets | $94.5M | $38.0B |
| Deposits / shares | $72.5M | $30.6B |
| Capital ratio | 18.78% (stronger) | 11.45% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.46% | 1.62% (stronger) |
| Loans ÷ deposits | 81.3% (stronger) | 92.9% |
| Uninsured deposits | 11.2% (stronger) | 36.4% |
| Offices | 1 | 177 |
| CFPB complaints (3 yrs) | — | 132 |
| Complaints per $1B deposits | — | 4.3 |
| Mortgage denial rate (HMDA) | — | 23.3% |
Riverside Savings Bank, SSB has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Riverside Savings Bank, SSB leads on 6 and Atlantic Union Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.