TellerScore

Side-by-side · Q2 2026 data

Riverside Savings Bank, SSB vs Cedar Hill National Bank

Bank

Riverside Savings Bank, SSB

Roanoke Rapids, North Carolina · Under $100 million in assets

84of 100
Strong

Bank

Cedar Hill National Bank

Charlotte, North Carolina · Under $100 million in assets

93of 100
Very strong

Metric by metric

MeasureRiverside Savings Bank, SSBCedar Hill National Bank
TellerScore8493 (stronger)
Capital cushion100100
Loan quality100100
Earnings38100 (stronger)
Funding & liquidity79 (stronger)50
Problem-loan coverage100100
Peer percentile76th94th
Total assets$94.5M$16.0M
Deposits / shares$72.5M$2.0M
Capital ratio18.78%67.56% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%0.00%
Return on assets0.46%4.79% (stronger)
Loans ÷ deposits81.3%0.0% (stronger)
Uninsured deposits11.2% (stronger)87.5%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Cedar Hill National Bank has the higher TellerScore (93 vs 84). On the 5 directional measures above (where higher or lower is clearly better), Riverside Savings Bank, SSB leads on 1 and Cedar Hill National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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