Side-by-side · Q2 2026 data
Riverstone Bank vs Stagepoint Federal Credit Union
Metric by metric
| Measure | Riverstone Bank | Stagepoint Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 47 (stronger) | 35 |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 98 (stronger) | 42 |
| Funding & liquidity | 52 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 64th | 26th |
| Total assets | $593.4M | $131.0M |
| Deposits / shares | $506.0M | $119.6M |
| Capital ratio | 9.74% (stronger) | 8.49% |
| Problem loans | 0.05% (stronger) | 0.14% |
| Net charge-offs | 0.01% (stronger) | 0.87% |
| Return on assets | 1.95% (stronger) | 0.55% |
| Loans ÷ deposits | 100.4% | 93.0% (stronger) |
| Uninsured deposits | 22.1% | 7.5% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Riverstone Bank has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Riverstone Bank leads on 5 and Stagepoint Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.