TellerScore

Headquartered in Eagle, Nebraska, Riverstone Bank is a state-chartered bank with $593.4M in total assets and $506.0M in deposits as of Q2 2026. It operates 9 offices across 2 states. Its charter dates back to 1884.

Based on its Q2 2026 filing, Riverstone Bank scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 61st. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is capital cushion (47/100; 9.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Tier 1 leverage ratio: 9.74%
Loan quality98/100
Noncurrent loans ÷ total loans: 0.05%
Earnings98/100
Return on assets (annualized): 1.95%
Funding & liquidity52/100
Loans ÷ deposits and uninsured-deposit share: 100.4% · 22.1% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).

TellerScore
737577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202473
Q4 202474
Q1 202576
Q2 202576
Q3 202577
Q4 202576
Q1 202676
Q2 202676
Tier 1 leverage ratio
5.00%7.64%10.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.55%
Q3 20249.89%
Q4 202410.07%
Q1 202510.28%
Q2 20259.81%
Q3 20259.78%
Q4 202510.07%
Q1 20269.82%
Q2 20269.74%
Noncurrent loans
0.01%0.06%0.11%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.02%
Q3 20240.02%
Q4 20240.01%
Q1 20250.11%
Q2 20250.01%
Q3 20250.01%
Q4 20250.01%
Q1 20260.09%
Q2 20260.05%
Return on assets
1.25%1.60%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.25%
Q3 20241.28%
Q4 20241.36%
Q1 20251.69%
Q2 20251.73%
Q3 20251.79%
Q4 20251.81%
Q1 20261.95%
Q2 20261.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$593.4M9.74%0.05%1.95%100.4%
Q1 202676$586.7M9.82%0.09%1.95%103.7%
Q4 202576$553.0M10.07%0.01%1.81%102.8%
Q3 202577$537.6M9.78%0.01%1.79%95.8%
Q2 202576$542.4M9.81%0.01%1.73%92.9%
Q1 202576$521.2M10.28%0.11%1.69%96.5%
Q4 202474$505.4M10.07%0.01%1.36%95.6%
Q3 202473$508.1M9.89%0.02%1.28%91.5%
Q2 202474$518.6M9.55%0.02%1.25%84.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.74%
26th
Total risk-based capital0.00%
24th
Problem loans0.05%
79th
Net charge-offs0.01%
47th
Return on assets1.95%
86th
Net interest margin4.35%
73rd
Efficiency ratio55.8%
70th
Loans to deposits100.4%
10th
Uninsured deposits22.1%
56th
Loan-loss reserves1.23%
54th
Texas ratio0.4%
79th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Mnb BankBank Mccook, NE75 out of 100, Strong$594.1M11.1%0.15%vs
Bank of the ValleyBank Bellwood, NE70 out of 100, Strong$581.9M9.9%0.05%vs
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
Horizon BankBank Waverly, NE87 out of 100, Very strong$574.3M14.0%0.46%vs
Enterprise BankBank Omaha, NE70 out of 100, Strong$574.0M11.1%0.00%vs
Madison County BankBank Madison, NE85 out of 100, Very strong$613.2M15.1%0.37%vs

Deposit insurance

Is my money safe at Riverstone Bank?

Yes. Riverstone Bank is an FDIC-insured institution (FDIC certificate #10641). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.1% of deposits ($112.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.74%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

9 locations

Branches

Riverstone Bank lists 9 offices in 7 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Riverstone Bank
Former names
The Bank of Talmage; Tri Valley Bank
Type
State-chartered bank
FDIC certificate #
10641
RSSD ID
388557
Primary regulator
FDIC
Holding company
Tri Valley Bancshares Inc
Established
September 1, 1884
Headquarters
600 S 4th St, Eagle, NE 68347
Employees
78

Quick answers

Riverstone Bank: common questions

Is Riverstone Bank FDIC insured?

Yes. Riverstone Bank is an FDIC-insured institution (FDIC certificate #10641). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Riverstone Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Riverstone Bank ever failed?

There is no failure record for FDIC certificate #10641 in the FDIC failed bank list.

How many branches does Riverstone Bank have?

9 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Eagle

InstitutionScoreAssetsCapitalProblem loansCompare
CerescoBankBank Ceresco, NE92 out of 100, Very strong$81.3M13.9%0.06%vs
Countryside BankBank Unadilla, NE90 out of 100, Very strong$118.5M15.2%0.35%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
Nebraska State Employees Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$36.8M14.0%0.11%vs
First Northeast Bank of NebraskaBank Lyons, NE88 out of 100, Very strong$472.6M13.5%0.22%vs
Horizon BankBank Waverly, NE87 out of 100, Very strong$574.3M14.0%0.46%vs