Side-by-side · Q2 2026 data
Rivertrust Federal Credit Union vs Statewide Federal Credit Union
Metric by metric
| Measure | Rivertrust Federal Credit Union | Statewide Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 80 | 80 |
| Earnings | 48 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 86th | 45th |
| Total assets | $167.8M | $211.4M |
| Deposits / shares | $141.4M | $189.9M |
| Capital ratio | 19.27% (stronger) | 9.51% |
| Problem loans | 0.60% | 0.59% (stronger) |
| Net charge-offs | 0.88% (stronger) | 1.10% |
| Return on assets | 0.70% | 0.96% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 67.1% |
| Uninsured deposits | 3.1% (stronger) | 3.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Rivertrust Federal Credit Union has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Rivertrust Federal Credit Union leads on 5 and Statewide Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.