Side-by-side · Q2 2026 data
Riverways Federal Credit Union vs Central Missouri Community Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Riverways Federal Credit Union | Central Missouri Community Credit Union |
|---|---|---|
| TellerScore | 57 | 60 (stronger) |
| Capital cushion | 34 (stronger) | 32 |
| Loan quality | 62 | 83 (stronger) |
| Earnings | 71 (stronger) | 37 |
| Funding & liquidity | 62 | 89 (stronger) |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 14th | 21st |
| Total assets | $136.7M | $140.2M |
| Deposits / shares | $117.1M | $129.5M |
| Capital ratio | 8.42% (stronger) | 8.17% |
| Problem loans | 1.14% | 0.52% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.26% |
| Return on assets | 1.28% (stronger) | 0.42% |
| Loans ÷ deposits | 98.5% | 71.7% (stronger) |
| Uninsured deposits | 8.5% | 3.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.8% |
Central Missouri Community Credit Union has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Riverways Federal Credit Union leads on 3 and Central Missouri Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.