Side-by-side · Q2 2026 data
Riverways Federal Credit Union vs First Missouri Credit Union
Metric by metric
| Measure | Riverways Federal Credit Union | First Missouri Credit Union |
|---|---|---|
| TellerScore | 57 | 58 (stronger) |
| Capital cushion | 34 | 44 (stronger) |
| Loan quality | 62 | 74 (stronger) |
| Earnings | 71 (stronger) | 32 |
| Funding & liquidity | 62 | 72 (stronger) |
| Problem-loan coverage | 77 | 87 (stronger) |
| Peer percentile | 14th | 16th |
| Total assets | $136.7M | $125.1M |
| Deposits / shares | $117.1M | $111.9M |
| Capital ratio | 8.42% | 9.43% (stronger) |
| Problem loans | 1.14% | 0.77% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.34% |
| Return on assets | 1.28% (stronger) | 0.30% |
| Loans ÷ deposits | 98.5% | 88.6% (stronger) |
| Uninsured deposits | 8.5% | 3.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Missouri Credit Union has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Riverways Federal Credit Union leads on 2 and First Missouri Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.