First Missouri Credit Union (NCUA charter #62716) is based in Saint Louis, Missouri. Its Q2 2026 call report shows $125.1M in total assets and $111.9M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, First Missouri Credit Union scores 58/100, which we describe as moderate. That is higher than only 16% of 1,341 credit unions with $100 million – $1 billion. Among 87 credit unions headquartered in Missouri, it ranks 66th. Its strongest component is problem-loan coverage (87/100; 6.5%), and its lowest is earnings (32/100; 0.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (56 → 58), mostly because the loan quality component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 53 |
| Q4 2024 | 55 |
| Q1 2025 | 54 |
| Q2 2025 | 56 |
| Q3 2025 | 54 |
| Q4 2025 | 57 |
| Q1 2026 | 59 |
| Q2 2026 | 58 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.63% |
| Q3 2024 | 10.73% |
| Q4 2024 | 10.87% |
| Q1 2025 | 10.46% |
| Q2 2025 | 10.61% |
| Q3 2025 | 10.65% |
| Q4 2025 | 10.08% |
| Q1 2026 | 9.65% |
| Q2 2026 | 9.43% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.22% |
| Q3 2024 | 1.80% |
| Q4 2024 | 1.71% |
| Q1 2025 | 1.57% |
| Q2 2025 | 1.40% |
| Q3 2025 | 1.55% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.76% |
| Q2 2026 | 0.77% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.39% |
| Q1 2025 | 0.36% |
| Q2 2025 | 0.33% |
| Q3 2025 | 0.33% |
| Q4 2025 | -0.12% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 58 | $125.1M | 9.43% | 0.77% | 0.30% | 88.6% |
| Q1 2026 | 59 | $121.2M | 9.65% | 0.76% | 0.27% | 86.5% |
| Q4 2025 | 57 | $115.2M | 10.08% | 0.68% | -0.12% | 89.9% |
| Q3 2025 | 54 | $113.8M | 10.65% | 1.55% | 0.33% | 86.9% |
| Q2 2025 | 56 | $113.4M | 10.61% | 1.40% | 0.33% | 84.7% |
| Q1 2025 | 54 | $114.2M | 10.46% | 1.57% | 0.36% | 82.7% |
| Q4 2024 | 55 | $108.9M | 10.87% | 1.71% | 0.39% | 84.9% |
| Q3 2024 | 53 | $110.0M | 10.73% | 1.80% | 0.36% | 82.7% |
| Q2 2024 | 52 | $111.8M | 10.63% | 2.22% | 0.69% | 81.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Missouri Central Credit UnionCredit union Lees Summit, MO | 59 out of 100, Moderate | $123.3M | 9.3% | 0.85% | vs |
| Metro Credit UnionCredit union Springfield, MO | 76 out of 100, Strong | $123.0M | 13.0% | 0.90% | vs |
| Riverways Federal Credit UnionCredit union Rolla, MO | 57 out of 100, Moderate | $136.7M | 8.4% | 1.14% | vs |
| Central Missouri Community Credit UnionCredit union Warrensburg, MO | 60 out of 100, Moderate | $140.2M | 8.2% | 0.52% | vs |
| Ozark Federal Credit UnionCredit union Poplar Bluff, MO | 81 out of 100, Strong | $142.5M | 11.6% | 0.18% | vs |
| Civic Central Credit UnionCredit union Jefferson City, MO | 86 out of 100, Very strong | $105.0M | 13.8% | 0.48% | vs |
Deposit insurance
Is my money safe at First Missouri Credit Union?
Yes. First Missouri Credit Union is a federally insured credit union (NCUA charter #62716). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.9% of shares and deposits ($4.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.43%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
First Missouri Credit Union lists 2 offices in 1 city. Most locations:
- Saint Louis, MO (2)
Identity & history
Profile
- Legal name
- First Missouri Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62716
- RSSD ID
- 992990
- Primary regulator
- State + NCUA
- Established
- 1927
- Headquarters
- 1690 Lemay Ferry Rd, Saint Louis, MO 63125
- Employees
- 31
Quick answers
First Missouri Credit Union: common questions
Is First Missouri Credit Union NCUA insured?
Yes. First Missouri Credit Union is a federally insured credit union (NCUA charter #62716). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Missouri Credit Union's TellerScore?
58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Missouri Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Saint Louis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edward Jones Trust CompanyBank Saint Louis, MO | 94 out of 100, Very strong | $160.5M | 98.2% | 0.00% | vs |
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| Division #6 Highway Credit UnionCredit union Chesterfield, MO | 88 out of 100, Very strong | $15.7M | 17.9% | 0.24% | vs |
| Century Credit UnionCredit union Saint Louis, MO | 87 out of 100, Very strong | $182.0M | 17.6% | 0.37% | vs |
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |