Side-by-side · Q2 2026 data
Riverways Federal Credit Union vs Metro Credit Union
Metric by metric
| Measure | Riverways Federal Credit Union | Metro Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 34 | 80 (stronger) |
| Loan quality | 62 | 70 (stronger) |
| Earnings | 71 (stronger) | 55 |
| Funding & liquidity | 62 | 95 (stronger) |
| Problem-loan coverage | 77 | 90 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $136.7M | $123.0M |
| Deposits / shares | $117.1M | $106.7M |
| Capital ratio | 8.42% | 12.96% (stronger) |
| Problem loans | 1.14% | 0.90% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.81% |
| Return on assets | 1.28% (stronger) | 0.87% |
| Loans ÷ deposits | 98.5% | 64.8% (stronger) |
| Uninsured deposits | 8.5% | 2.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Metro Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Riverways Federal Credit Union leads on 2 and Metro Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.