Side-by-side · Q2 2026 data
Riverwind Bank vs First Naturalstate Bank
Metric by metric
| Measure | Riverwind Bank | First Naturalstate Bank |
|---|---|---|
| TellerScore | 68 | 81 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 95 (stronger) | 83 |
| Earnings | 52 | 61 (stronger) |
| Funding & liquidity | 82 (stronger) | 57 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 37th | 80th |
| Total assets | $167.8M | $108.8M |
| Deposits / shares | $153.0M | $91.3M |
| Capital ratio | 9.09% | 15.55% (stronger) |
| Problem loans | 0.16% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 0.81% | 1.03% (stronger) |
| Loans ÷ deposits | 71.3% (stronger) | 95.8% |
| Uninsured deposits | 21.1% (stronger) | 21.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Naturalstate Bank has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Riverwind Bank leads on 4 and First Naturalstate Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.