Headquartered in Augusta, Arkansas, Riverwind Bank is a state-chartered bank (fed member) with $167.8M in total assets and $153.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1935.
Based on its Q2 2026 filing, Riverwind Bank scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 45th. Its strongest component is problem-loan coverage (97/100; 1.5%), and its lowest is capital cushion (41/100; 9.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 67 |
| Q2 2025 | 68 |
| Q3 2025 | 63 |
| Q4 2025 | 67 |
| Q1 2026 | 68 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.22% |
| Q3 2024 | 9.72% |
| Q4 2024 | 9.78% |
| Q1 2025 | 9.52% |
| Q2 2025 | 9.80% |
| Q3 2025 | 9.39% |
| Q4 2025 | 8.89% |
| Q1 2026 | 9.10% |
| Q2 2026 | 9.09% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.27% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.24% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $167.8M | 9.09% | 0.16% | 0.81% | 71.3% |
| Q1 2026 | 68 | $166.8M | 9.10% | 0.18% | 0.77% | 69.8% |
| Q4 2025 | 67 | $168.4M | 8.89% | 0.24% | 0.70% | 66.8% |
| Q3 2025 | 63 | $166.7M | 9.39% | 0.64% | 0.61% | 67.0% |
| Q2 2025 | 68 | $147.2M | 9.80% | 0.14% | 0.63% | 73.3% |
| Q1 2025 | 67 | $146.9M | 9.52% | 0.20% | 0.61% | 71.6% |
| Q4 2024 | 64 | $146.9M | 9.78% | 0.41% | 0.53% | 71.1% |
| Q3 2024 | 65 | $141.4M | 9.72% | 0.37% | 0.52% | 72.2% |
| Q2 2024 | 64 | $145.9M | 9.22% | 0.27% | 0.50% | 67.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| RiverBankBank Pocahontas, AR | 48 out of 100, Below average | $174.4M | 12.2% | 3.42% | vs |
| Gateway BankBank Rison, AR | 32 out of 100, Low | $181.0M | 9.7% | 3.96% | vs |
| Priority BankBank Fayetteville, AR | 49 out of 100, Below average | $153.4M | 10.5% | 3.37% | vs |
| Warren Bank and Trust CompanyBank Warren, AR | 75 out of 100, Strong | $146.3M | 16.2% | 1.52% | vs |
| Bank of Cave CityBank Cave City, AR | 50 out of 100, Below average | $194.4M | 8.4% | 1.62% | vs |
| The Peoples BankBank Magnolia, AR | 65 out of 100, Moderate | $195.9M | 13.6% | 2.23% | vs |
Deposit insurance
Is my money safe at Riverwind Bank?
Yes. Riverwind Bank is an FDIC-insured institution (FDIC certificate #15035). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.1% of deposits ($32.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.09%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Riverwind Bank lists 4 offices in 3 cities. Most locations:
- Searcy, AR (2)
- Augusta, AR (1)
- Beebe, AR (1)
Identity & history
Profile
- Legal name
- Riverwind Bank
- Former names
- The Bank of Augusta
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 15035
- RSSD ID
- 855143
- Primary regulator
- FED
- Holding company
- Riverwind Bancshares Inc
- Established
- March 4, 1935
- Headquarters
- 100 S 2nd St, Augusta, AR 72006
- Website
- riverwindbank.com
- Employees
- 26
Quick answers
Riverwind Bank: common questions
Is Riverwind Bank FDIC insured?
Yes. Riverwind Bank is an FDIC-insured institution (FDIC certificate #15035). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Riverwind Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Riverwind Bank ever failed?
There is no failure record for FDIC certificate #15035 in the FDIC failed bank list.
How many branches does Riverwind Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Augusta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Natural State Federal Credit UnionCredit union Searcy, AR | 86 out of 100, Very strong | $8.8M | 17.4% | 0.36% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| The Citizens BankBank Batesville, AR | 70 out of 100, Strong | $1.6B | 8.9% | 0.37% | vs |
| White County Federal Credit UnionCredit union Searcy, AR | 65 out of 100, Moderate | $17.0M | 17.7% | 2.58% | vs |