Side-by-side · Q2 2026 data
Rize Federal Credit Union vs Southland Credit Union
Metric by metric
| Measure | Rize Federal Credit Union | Southland Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 49 |
| Capital cushion | 54 (stronger) | 36 |
| Loan quality | 70 (stronger) | 51 |
| Earnings | 9 | 33 (stronger) |
| Funding & liquidity | 63 | 78 (stronger) |
| Problem-loan coverage | 86 (stronger) | 76 |
| Peer percentile | 11th | 5th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.39% (stronger) | 8.56% |
| Problem loans | 0.89% (stronger) | 1.48% |
| Net charge-offs | 1.13% | 0.65% (stronger) |
| Return on assets | -0.28% | 0.32% (stronger) |
| Loans ÷ deposits | 97.2% | 82.7% (stronger) |
| Uninsured deposits | 9.7% | 8.0% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.0% | 38.8% |
Rize Federal Credit Union has the higher TellerScore (54 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Rize Federal Credit Union leads on 3 and Southland Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.