Side-by-side · Q2 2026 data
Rnb State Bank vs Meridian Trust Federal Credit Union
Metric by metric
| Measure | Rnb State Bank | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 36 | 79 (stronger) |
| Loan quality | 97 (stronger) | 73 |
| Earnings | 32 | 58 (stronger) |
| Funding & liquidity | 89 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 29th | 63rd |
| Total assets | $296.2M | $730.5M |
| Deposits / shares | $276.5M | $627.7M |
| Capital ratio | 8.63% | 12.92% (stronger) |
| Problem loans | 0.09% (stronger) | 0.82% |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 0.31% | 0.95% (stronger) |
| Loans ÷ deposits | 57.6% (stronger) | 84.6% |
| Uninsured deposits | 25.4% | 5.5% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 22.8% |
Meridian Trust Federal Credit Union has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Rnb State Bank leads on 3 and Meridian Trust Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rawlins, WY