Side-by-side · Q2 2026 data
Roanoke Valley Community Federal Credit Union vs Celco Community Federal Credit Union
Credit union
Roanoke Valley Community Federal Credit Union
Roanoke, Virginia · $100 million – $1 billion
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Roanoke Valley Community Federal Credit Union | Celco Community Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 56 |
| Earnings | 79 | 85 (stronger) |
| Funding & liquidity | 74 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 94th | 87th |
| Total assets | $107.4M | $143.9M |
| Deposits / shares | $89.5M | $113.2M |
| Capital ratio | 16.31% | 20.92% (stronger) |
| Problem loans | 0.34% (stronger) | 1.33% |
| Net charge-offs | 0.16% | 0.15% (stronger) |
| Return on assets | 1.47% | 1.62% (stronger) |
| Loans ÷ deposits | 86.3% | 65.3% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 5.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
Roanoke Valley Community Federal Credit Union has the higher TellerScore (89 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Roanoke Valley Community Federal Credit Union leads on 3 and Celco Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.