Side-by-side · Q2 2026 data
Robert Lee State Bank vs The Bank of San Jacinto County, Coldspring, Texas
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | Robert Lee State Bank | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| TellerScore | 64 | 97 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 30 | 100 (stronger) |
| Earnings | 32 | 85 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $42.9M | $42.0M |
| Deposits / shares | $37.2M | $35.3M |
| Capital ratio | 14.09% | 17.77% (stronger) |
| Problem loans | 2.09% | 0.00% (stronger) |
| Net charge-offs | 0.55% | 0.00% (stronger) |
| Return on assets | 0.30% | 1.61% (stronger) |
| Loans ÷ deposits | 38.9% | 34.5% (stronger) |
| Uninsured deposits | 23.4% | 10.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Robert Lee State Bank leads on 0 and The Bank of San Jacinto County, Coldspring, Texas on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.