Side-by-side · Q2 2026 data
Rock Community Federal Credit Union vs Honor Credit Union
Credit union
Rock Community Federal Credit Union
Rock, Michigan · Under $100 million in assets
Metric by metric
| Measure | Rock Community Federal Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 37 | 72 (stronger) |
| Loan quality | 99 (stronger) | 69 |
| Earnings | 41 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 38th | 58th |
| Total assets | $9.1M | $1.9B |
| Deposits / shares | $8.3M | $1.6B |
| Capital ratio | 8.69% | 12.16% (stronger) |
| Problem loans | 0.04% (stronger) | 0.92% |
| Net charge-offs | 0.00% (stronger) | 0.54% |
| Return on assets | 0.52% | 0.87% (stronger) |
| Loans ÷ deposits | 36.0% (stronger) | 84.8% |
| Uninsured deposits | 4.1% (stronger) | 9.6% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Honor Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Rock Community Federal Credit Union leads on 4 and Honor Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.