Side-by-side · Q2 2026 data
Rock Community Federal Credit Union vs Westacres Credit Union
Credit union
Rock Community Federal Credit Union
Rock, Michigan · Under $100 million in assets
Metric by metric
| Measure | Rock Community Federal Credit Union | Westacres Credit Union |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 37 | 85 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 41 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 38th | 70th |
| Total assets | $9.1M | $7.1M |
| Deposits / shares | $8.3M | $6.0M |
| Capital ratio | 8.69% | 13.47% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.52% (stronger) | 0.28% |
| Loans ÷ deposits | 36.0% | 19.0% (stronger) |
| Uninsured deposits | 4.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westacres Credit Union has the higher TellerScore (82 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Rock Community Federal Credit Union leads on 1 and Westacres Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.