Westacres Credit Union (NCUA charter #62316) is based in West Bloomfield, Michigan. Its Q2 2026 call report shows $7.1M in total assets and $6.0M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Westacres Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 38th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (31/100; 0.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (88 → 82), mostly because the earnings component weakened by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 84 |
| Q4 2024 | 80 |
| Q1 2025 | 86 |
| Q2 2025 | 88 |
| Q3 2025 | 72 |
| Q4 2025 | 81 |
| Q1 2026 | 83 |
| Q2 2026 | 82 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.34% |
| Q3 2024 | 13.68% |
| Q4 2024 | 13.32% |
| Q1 2025 | 13.56% |
| Q2 2025 | 13.93% |
| Q3 2025 | 13.96% |
| Q4 2025 | 13.64% |
| Q1 2026 | 13.69% |
| Q2 2026 | 13.47% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 1.91% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.42% |
| Q3 2024 | 0.44% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.94% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.28% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $7.1M | 13.47% | 0.00% | 0.28% | 19.0% |
| Q1 2026 | 83 | $6.9M | 13.69% | 0.00% | 0.36% | 20.9% |
| Q4 2025 | 81 | $6.9M | 13.64% | 0.00% | 0.16% | 19.8% |
| Q3 2025 | 72 | $7.1M | 13.96% | 1.91% | 0.98% | 23.1% |
| Q2 2025 | 88 | $6.9M | 13.93% | 0.00% | 0.94% | 21.1% |
| Q1 2025 | 86 | $7.0M | 13.56% | 0.00% | 0.81% | 21.3% |
| Q4 2024 | 80 | $7.0M | 13.32% | 0.00% | 0.11% | 22.6% |
| Q3 2024 | 84 | $6.9M | 13.68% | 0.00% | 0.44% | 25.2% |
| Q2 2024 | 82 | $7.0M | 13.34% | 0.00% | 0.42% | 23.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| West Michigan Postal Service Federal Credit UnionCredit union Muskegon, MI | 65 out of 100, Moderate | $7.1M | 13.7% | 2.41% | vs |
| Rock Community Federal Credit UnionCredit union Rock, MI | 69 out of 100, Moderate | $9.1M | 8.7% | 0.04% | vs |
| Lake Superior Credit UnionCredit union Ontonagon, MI | 96 out of 100, Very strong | $11.2M | 14.3% | 0.17% | vs |
| I.M. Detroit District Credit UnionCredit union Detroit, MI | 93 out of 100, Very strong | $1.9M | 28.1% | 0.00% | vs |
| Muskegon St Joseph Federal Credit UnionCredit union Muskegon, MI | 67 out of 100, Moderate | $12.4M | 11.1% | 0.89% | vs |
| Northern Lights Community Federal Credit UnionCredit union Chatham, MI | 70 out of 100, Strong | $12.9M | 9.8% | 1.67% | vs |
Deposit insurance
Is my money safe at Westacres Credit Union?
Yes. Westacres Credit Union is a federally insured credit union (NCUA charter #62316). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Westacres Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Westacres Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62316
- RSSD ID
- 778596
- Primary regulator
- State + NCUA
- Established
- 1936
- Headquarters
- 3700 Westacres Drive, West Bloomfield, MI 48324
- Employees
- 5
Quick answers
Westacres Credit Union: common questions
Is Westacres Credit Union NCUA insured?
Yes. Westacres Credit Union is a federally insured credit union (NCUA charter #62316). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Westacres Credit Union's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Westacres Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near West Bloomfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| JPMorgan Chase Bank, DearbornBank Dearborn, MI | 94 out of 100, Very strong | $71.5M | 99.6% | 0.00% | vs |
| I.M. Detroit District Credit UnionCredit union Detroit, MI | 93 out of 100, Very strong | $1.9M | 28.1% | 0.00% | vs |
| The Local Credit UnionCredit union Sterling Height, MI | 92 out of 100, Very strong | $106.6M | 16.1% | 0.26% | vs |
| Electrical Workers Local 58 Credit UnionCredit union Detroit, MI | 90 out of 100, Very strong | $21.4M | 12.2% | 0.09% | vs |
| Jessop Community Federal Credit UnionCredit union Washington, PA | 87 out of 100, Very strong | $34.1M | 13.8% | 0.38% | vs |
| Cha-Tel Federal Credit UnionCredit union Charleston, WV | 86 out of 100, Very strong | $11.5M | 13.6% | 0.04% | vs |