Side-by-side · Q2 2026 data
Rock Valley Credit Union vs Commonwealth Credit Union
Metric by metric
| Measure | Rock Valley Credit Union | Commonwealth Credit Union |
|---|---|---|
| TellerScore | 63 | 83 (stronger) |
| Capital cushion | 65 | 82 (stronger) |
| Loan quality | 77 | 86 (stronger) |
| Earnings | 24 | 74 (stronger) |
| Funding & liquidity | 70 | 85 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 29th | 83rd |
| Total assets | $174.4M | $128.1M |
| Deposits / shares | $152.7M | $111.0M |
| Capital ratio | 11.50% | 13.23% (stronger) |
| Problem loans | 0.69% | 0.43% (stronger) |
| Net charge-offs | 0.94% | 0.21% (stronger) |
| Return on assets | 0.09% | 1.36% (stronger) |
| Loans ÷ deposits | 90.7% | 74.8% (stronger) |
| Uninsured deposits | 3.9% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | — |
Commonwealth Credit Union has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rock Valley Credit Union leads on 0 and Commonwealth Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.